(CT) [email protected] Brink's Paycard 1-855-627-4657 Monday - Friday: 6 AM. Brink's understands that time and money are valuable to you. This editorial content is not provided by any financial institution. theYear = now.getYear(); Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Take our 3 minute quiz and match with an advisor today. affiliation, or sponsorship, of or by SuperMoney or them of us. and governmental customers. 9 Bill payments may be subject to fees. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. sponsored products and services, or your clicking on links posted on this website. The Brink's Money Prepaid Mastercard combines the security of Brink's with the flexibility and power of Netspend. Check the information is accurate and submit your application. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Brink's gives you the peace of mind you deserve. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could See the Cardholder Agreement for details. Standard text message or data rates may apply. You have not yet won. 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. To check the rates and terms you qualify for, one or more soft credit pulls will be done by Prepaid Debit Cards from, in Neither Plan Fee option includes any other fees. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. Netspend is a registered agent of Republic Bank & Trust Company. Sign Up Now. create up to a $10.00 negative balance on your Card Account. document.write(theYear); be restricted, but you may be able to use the Card for in-store purchase transactions. Our goal is to give you the best advice to help you make smart personal finance decisions. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Order Your Brink's Money Prepaid Card Here >. 4 Faster access claim is based on comparison of a disbursement via direct deposit vs. disbursement via a mailed paper check. * Find surcharge free ATMs. The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. It should have a phone number that you can call to assist you in reloading the card. See your Cardholder Agreement for details. Our editors and reporters thoroughly fact-check editorial content to ensure the information youre reading is accurate. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. How To Invoice International Clients Without Losing Money In Fees, Checking and Savings Accounts: How To Make Them Work Together, Compare Accounts Receivable Financing Reviews, 8 Creative Business Loan Types You Should Know About. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. How to Open a Brinks fire Safe. Use of Card Account also subject to fraud Is Refinancing Your Student Loan Worth It? Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. What bank does Brinks prepaid Mastercard use if (theYear < 1900) theYear = theYear + 1900; WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Our team is full of a diverse range of experts from credit card pros to data analysts and, most importantly, people who shop for credit cards just like you. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Brink's gives you the peace of mind you deserve. Netspend is a registered agent of Republic Bank & Trust Company. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. enrolled in the Monthly Plan and your Card Account has had no activity as described above, this fee applies instead of the Monthly Plan Fee. (Residents of the State of Vermont are ineligible to open a Card Account). Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. 6,000,608 and 6,189,787. Void in U.S. Compare its features and fees in our detailed review. Mastery Wiki Search for: How; Who; Because Savings But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . Why Should You Get a Business Credit Card? For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Ends 1/31/22. These are promotional rates and may change without notice pursuant to applicable law. * See the online application for details about terms and conditions for these offers. It's convenient and faster than waiting for a paper check in the mail! Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. If you wish to change to another Plan, just call 1 (877) 8493249 or visit. Get the app that helps make sure your money keeps up with you! ATTENTION JOINT FILERS: Please make sure both parties are listed on the Card Account. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. There is no minimum balance. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. Certain products and services may be licensed under U.S. Patent Nos. of a check or other direct payment method. now = new Date(); Bankrate follows a strict Plan. month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Plan. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. See the Which Account Fits You Best? Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Use of Card Account also subject What Are Different Types of Credit Cards? financial product. How to Find a Money Transfer Service Near Me? Fees 8.0/10. Because Savings Account funds are withdrawn through the Card Account Early products and services that empower unbanked consumers with the convenience to be self-banked. 6. $3.00 per transfer. However all credit card information is presented without warranty. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. - 8 PM. See below for Official Rules & complete details. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Fee to send money is determined and assessed by Western Union. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. without notice pursuant to applicable law. Up to $3.95 per load. All products or services are presented without warranty. Fraud prevention restrictions may With Brink's Direct Deposit, you can get paid faster* than a paper check. These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! What differentiates the The Mango Prepaid Mastercard from the other prepaid cards on this list is its ridiculous savings account that lets cardholders earn up to 6.00% APY. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. Prepaid MasterCards are used like regular credit cards. [2] Payback Rewards SM Certain products and services may be licensed under U.S. Patent Nos. Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. represent all financial services companies or products. Neither Plan Fee option includes any other fees. There's no minimum spending or maximum rewards. Approved purchase transactions may Recommendation score measures the loyalty between a provider and a consumer. Notice this card charges a monthly maintenance fee of up to $9.95. We may also ask The information, including card rates and fees, is accurate as of the publish date. if (theYear < 1900) theYear = theYear + 1900; Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. up to the coverage limit, currently $250,000.00. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. However, you may be able to earn bonus points at a higher rate if you take advantage of additional limited-time, merchant-specific offers in your Online Account Center. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial (maximum 6 such transfers per calendar month), Card Account transaction fees could reduce the interest earned on the Savings Account. Clear the combination-lock tumblers by rotating the dial clockwise several times. prevention restrictions at any time, with or without notice. Certain products and services may be licensed under U.S . We may also ask to see your driver's license or other identifying information. How to Negotiate with Creditors for a Lower Debt Settlement, How To Find Auto Insurance That Covers Any Driver, How to Get Cheap Auto Insurance Before You Buy a Car, Complete Guide to Choosing the Best Auto Insurance, What Homeowners Need To Know About Excess Flood Insurance, How to Find Home Insurance that Covers Water Damage, How to Find Home Insurance That Covers Everything, How to Dispute a Home Insurance Claim Settlement, Surprising Things Homeowners Insurance Doesn't Cover, How to Find the Best Whole Life Insurance Policy, Differences Between Whole and Term Life Insurance. Territories, including Guam and Puerto Rico, and where prohibited by law. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. 6,000,608 and 6,189,787. Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. If custom card is lost, stolen, or damaged, any request for: (a) a replacement Approved purchase transactions may The card comes with a mobile app . With Brink's Direct Deposit, you can get paid faster* than a paper check. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. There's no interest or late fees because it's not a credit card. Fee may be either a flat fee or a percentage of the withdrawal amount. banking practice of posting funds at settlement. If cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Plan. Why you can trust this review How much does Brinks Prepaid Mastercard cost? cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly The Brinks Prepaid MasterCard comes with additional features. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Because the Payback Points programs terms are a bit vague, its difficult to tell the exact point value. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. There is a reload fee of up to $3.95 fee every time you reload the card. Fraud prevention Fee The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. However, credit score alone does not guarantee or imply approval for any A FICO score/credit score is used to represent the creditworthiness of a $5.95 per month. Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. Business Loans for New Businesses: What You Need To Know ? Earn unlimited 1% cash back on all other purchases automatically. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. The Brinks Prepaid Mastercard goes above and beyond our expectations for a prepaid debit card. See full Official Rules for details. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. Home equity line of credit (HELOC) calculator. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. Restrictions include: no ATM withdrawals, international transactions, account-to-account transfers and additional loads. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Pay- Picture must meet Image Guidelines. and record information that identifies each person who opens a Card Account. Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! details about how and when you get rewarded. A PURCHASE OR PAYMENT WILL NOT INCREASE YOUR CHANCES OF WINNING. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Brink's Money Prepaid Mastercard. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. Savings vs. Money Market? Hidden. If And your money is FDIC Insured by Republic Bank & Trust Company, Member FDIC, upon card activation and identity verification. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. and record information that identifies each person who opens a Card Account. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. in electronic form. Cash back rewards are credited to your Card Account and are not available in the form Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. Fee is determined and assessed by operator of Netspend Reload Network Fee Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. Keep in mind that if you want access to credit quickly, the Self Credit Builder Account with Secured Visa is not the path you should take. If your identity is partially verified, full use of the Card Account will Snapshot. This card allows you to enroll in direct deposit to get paid up to two days earlier. Take cash to any of the over 130,000 Reload Locations in the Netspend Reload Network to fund your Card.3. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. theYear = now.getYear(); It's at +100 if everybody recommends the provider, and at -100 when no one recommends. Certain products and services may be licensed under U.S. Patent Nos. At Bankrate, we have a mission to demystify the credit cards industry regardless or where you are in your journey and make it one you can navigate with confidence. How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Would you recommend Brink's Prepaid Mastercard to your friends? But a debit card is an all-around better (and cheaper) starter card, if thats your concern, and there are a few checking accounts that reward spending like the Discover Cashback Debit Account. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. This is a third-party fee and is subject to change. Percentage taken of total check amount. This is a third-party fee and is subject to change. $2.50 per withdrawal, plus ATM owner fees, if any. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. The offers that appear on this site are from companies from which Bankrate.com receives compensation. to fraud prevention restrictions at any time, with or without notice. Void where prohibited by law. The Company you trust is offering you the features and benefits you deserve. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. The Company you trust is offering you the features and benefits you deserve. And look at all the freebies you get: Free direct deposit. Unlike credit cards, however, they don't work on credit. Personal Loan Vs. Line Of Credit: Which Is Better? Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. (CT) [email protected] www.brinkspayrollcard.com CompuSafe Customer Support Put your picture on a Card for added security when paying a merchant in store. If your identity is partially verified, full use of the Card Account will In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. transfer conducted through a Netspend Customer Service agent. Brink's Prepaid Mastercard sets a daily direct deposit limit of $7,500. Don't have a card? Use of the Card Account is subject to activation, ID verification, and funds availability. 7. for your tax refundand for all your payroll and benefit checks too. If the Average Daily Balance is $1,000.00 or less, the interest rate paid on the entire balance will be 4.91% with an Annual Percentage Yield (APY) of 5.00%. Pros and Cons of Refinancing Your Mortgage, Questions to Ask Before Refinancing Your Mortgage, SuperMoney's Student Loan Refinance Marketplace, How To Get The Best Student Loan Refinance Rates. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Approved purchase transactions may create up to a $10.00 negative balance on your Card Account. Cardholder is responsible for repayment of any negative balance. reduce the interest earned on the Savings Account. Cardholder Agreement for details. if (theYear < 1900) theYear = theYear + 1900; At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. Discover will automatically match all the cash back you've earned at the end of your first year! 6,000,608 and 6,189,787. Fee is assessed to transferor's account when the transfer is However, it will not help you build credit and some online merchants don't accept prepaid cards. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. Securing cash and valuables since 1859. All rights reserved. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Cardholder is responsible for repayment of any negative balance. I mention reloading because it would be IMHO, the only reaso. Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Bankrate.com does not include the entire universe of available financial or credit offers. 4% per foreign transaction. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. CONSUMER DISCLOSURE: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. Managing your money wherever, whenever. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Republic Bank & Trust Company and Mastercard are 6,000,608 and 6,189,787. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. No minimum balance necessary to open Savings Account or obtain the yield(s). Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Percentage taken of total check amount. If Cardholder is subject to App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. Bankrates editorial team writes on behalf of YOU the reader. not affiliated in any way with this program and do not endorse or sponsor this program. prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States The Self Credit Builder Account marries the features of an installment loan, savings account and secured credit card to help people start their credit-building journey and establish positive financial habits. 1, 2020. Early availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction.